• enquiry@alaa.com.my
  • +603 2716 6389 / 90
From Start to Finish

Our Process

1. Understanding Our Client's Need

Free initial face-to-face consultation during which the customer interacts with us to discuss the loan requirements, current financial situation, and customer expectations. We will work with the client's information and provide advice on the possibility of acquiring the requested loan amount. Brief discussion is made of the associated costs and additional steps. The client is informed of the necessity of Pre-Approval Documentation.

2. Document Collection & Review

The completeness of the client-provided documentation will be examined. If any clarifications are required, the client is notified. This must be performed to avoid any further bank delays since each client's profile is unique. In order to advance the process, the best product parameters are investigated, price is recommended, and options are considered for shortlisting the perfect bank or financial institution.

3. Submission of Pre Approval Documents to Banks & Financial Institutions

Our consultants then submits the relevant bank or financial institution with the documentation the client has provided. The Client is contacted for clarification if necessary, as this is absolutely essential to prevent further bank delays. At this juncture, it is recommended to pay a nominal approval fee, which will later be deducted from the final approval.

4. Verification Calls

Free initial telephonic consultation during which the client communicates with the bank to review the loan's requirements, the client's current financial situation, and expectations.

5. Bank Conducts Loan Evaluation & Issues Approval Letter

Prior to accepting the offer and signing the Letter Of Offer (LO)/Loan Agreement (LA), the Client reviews the final approval.

6. Client Accepting the Offer

7. Signing Documentation by Our Panel Solicitor

8. Execution & Disbursement

Trust Us to Deliver the Best Consulting & Finance Services

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